Every borrower is unique and often requires alternate methods of qualification. Pacific Trust Mortgage offers alternate verification through:
- 1, 12 or 24 Month Bank Statement Program. This product is perfect for self-employed borrowers as an alternative to traditional tax return verification.
- Asset Depletion Program. This program will allow borrowers to receive qualifying income based on their assets. No employment or other income source is needed.
- Investor Program. Use income generated from the subject property rents to qualify. No other income sources needed.
- Assets in Full Program – Have a large enough asset base to pay for the property in cash? Keep your liquidity and use our Asset in Full program to qualify.