About Us

Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors®, CPA’s, Financial Advisors, and builders alike.

Our correspondent lending model offers business partners and clients two distinct advantages:

  1. A diversity of products from multiple investors resulting in the best rate and price.
  2. The ability to control the process from pre-approval to funding, ensuring a punctual contingency removal and close of escrow.

NMLS #251821 – Pacific Trust Mortgage is comprised of referral based mortgage bankers operating independently within the company. Our reputation, commitment to service, integrity, and follow through are at the core of our business.

With locations in San Luis Obispo, Paso Robles, and the Bay Area, we look forward to a successful partnership with you and building clients for life.


Why Choose Us

  • We are locally owned and operated right here on the Central Coast of California.
  • We are a direct lender and the final decision maker on your loan.
  • We shop the many available investors who’ll buy your loan for the best possible rate and price.
  • We believe in building relationships and taking care of people. In addition to the best deal, we pride ourselves in offering the best customer service available.