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Thank you Chris Orsini and the team at Pacific Trust Mortgage for making my home buying dreams come true!  Chris helped get me pre-approved for a mortgage so that when I found the house I wanted I was ready to submit an offer immediately.  Since this was my first home purchase Chris walked me through every step of the process and explained all my options in detail.  Since my initial purchase, Chris has also helped me refinance to take advantage of lower interest rates.  Chris was easy to get a hold of and always available to answer my questions.  I will never go anywhere else for a mortgage or home loan!

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