Loan Programs

Purchase Loans
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Purchase Loans

Pacific Trust Mortgage offers a variety of loan programs for purchasing 1-4 unit residential properties including Condominium, Planned Unit Development (PUD), and Single Family Residence (SFR). These programs are available with little or even no money down and less than perfect credit.
Refinance Loans
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Refinance Loans

Are you looking to lower your monthly payments, lock in a fixed interest rate, payoff your home faster or get cash out to consolidate debt or make home improvements? A PTM Mortgage Banker can assist you with identifying your goals and making the best decision possible for your specific financing scenario.
Private Loans
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Private Loans

Private loans are typically a last resort due to higher rates and costs compared to conventional lending products. They do fill a niche that is sometimes needed.
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