Pacific Trust Mortgage offers a diversity of loan products for both purchase or refinance, including all Fannie Mae, Freddie Mac, FHA/VA, USDA, and other niche, portfolio products. We also provide free, no obligation consultation for clients interested in determining their options to buy a primary residence, second home, or investment property.
As a correspondent mortgage bank, we provide the final decision and fund loans as a direct lender, while utilizing multiple investors who’ll purchase the loan for the best possible price, much like a broker. This allows us to prioritize files based on contingency periods and closing dates to ensure your expectations are fulfilled.
What Our Clients Are Saying
It is with great pleasure and no hesitation that I recommend Tawyna Lettau for her experience in the area of mortgage financing. Her expertise was evident when I secured my initial mortgage loan from Chase Bank and most recently when I refinanced my mortgage at Pacific Trust Mortgage. I can testify to her high-level of professionalism and customer service skills. Her extensive background in the financial mortgage industry provides ample evidence of her ability to take personal initiative, and reveals a creative resourcefulness.
- James J. Woolever, Ph.D. Menlo College
Featured Mortgage Banker
Kyle DavisMortgage Banker
- Branch: San Luis Obispo – Downtown