Pacific Trust Mortgage offers a diversity of loan products for both purchase or refinance, including all Fannie Mae, Freddie Mac, FHA/VA, USDA, and other niche, portfolio products. We also provide free, no obligation consultation for clients interested in determining their options to buy a primary residence, second home, or investment property.
As a correspondent mortgage bank, we provide the final decision and fund loans as a direct lender, while utilizing multiple investors who’ll purchase the loan for the best possible price, much like a broker. This allows us to prioritize files based on contingency periods and closing dates to ensure your expectations are fulfilled.
What Our Clients Are Saying
We have worked with Pacific Trust Mortgage, Oliver Petri & Chad Van Til for over 16 years both personally and have referred the majority of our clients to them. Time and time again, they provide straightforward, honest and clear information, great communication and have demonstrated their willingness to “go the extra mile” for their clients and have been an invaluable resource over the years. Solid, Trustworthy and full of integrity – we look forward to working together for years to come.
- Benjamin J. Hill
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- Branch: Arroyo Grande