Pacific Trust Mortgage offers a diversity of loan products for both purchase or refinance, including all Fannie Mae, Freddie Mac, FHA/VA, USDA, and other niche, portfolio products. We also provide free, no obligation consultation for clients interested in determining their options to buy a primary residence, second home, or investment property.
As a correspondent mortgage bank, we provide the final decision and fund loans as a direct lender, while utilizing multiple investors who’ll purchase the loan for the best possible price, much like a broker. This allows us to prioritize files based on contingency periods and closing dates to ensure your expectations are fulfilled.
What Our Clients Are Saying
We have used Chris Orsini and Pacific Trust Mortgage for over 10 years. Pacific Trust Mortgage financed our family’s first home in 2003, and they continue to be our lender today. We’ve not only used them for our own financing, but we’ve also referred our friends, family and real estate clients. Chris and his staff have always made the home loan process comfortable and as stress free as possible. We’d highly recommend Chris Orsini and Pacific Trust Mortgage to anybody looking for a reputable and professional lender. We look forward to our next smooth and successful transaction with Pacific Trust Mortgage.
- David and Jennifer San Luis Obispo, CA
Featured Mortgage Banker
Matt GenoveseMortgage Banker
- Branch: Santa Barbara