Pacific Trust Mortgage offers a diversity of loan products for both purchase or refinance, including all Fannie Mae, Freddie Mac, FHA/VA, USDA, and other niche, portfolio products. We also provide free, no obligation consultation for clients interested in determining their options to buy a primary residence, second home, or investment property.
As a correspondent mortgage bank, we provide the final decision and fund loans as a direct lender, while utilizing multiple investors who’ll purchase the loan for the best possible price, much like a broker. This allows us to prioritize files based on contingency periods and closing dates to ensure your expectations are fulfilled.
What Our Clients Are Saying
Pacific Trust Mortgage was exceptional at helping advise, negotiate and manage an important financial transaction. We worked with them over a period of three years, and they were highly professional, competent and responsive throughout the process. I recommend them without reservation.
- Chris and Mindy S.
Featured Mortgage Banker
Oliver PetriMortgage Banker
- Branch: San Luis Obispo – Downtown