YOUR LOCAL MORTGAGE LENDER
Pacific Trust Mortgage was founded on a genuine belief in the principle of maintaining customers for life. Referrals from previous customers, financial planning firms, and local real estate professionals have always delivered the majority of our business. Our referrals are the result of providing you with the most streamlined, efficient, competitive and friendly service available. Based in San Luis Obispo, Pacific Trust Mortgage is strongly rooted and grown in the local community. We are confident your experience will be a pleasant one.
OUR ADVANTAGE - Correspondent Lending
Correspondent Lending combines the best features of mortgage banking and mortgage brokerage. Correspondent lenders like Pacific Trust Mortgage are similar to mortgage bankers in that they make the lending decision and fund the loan with their own money or credit line. This expedites the loan process by bypassing a “third party lender” generally associated with a traditional mortgage broker. It’s the best of both worlds for any homebuyer or homeowner because you’ll be dealing with the banker who is funding your loan, yet that banker is able to shop your mortgage for the best program and price.
Pacific Trust Mortgage has fast become a preferred lender for consumers, home builders, and realtors across the county. We realize there are many options to choose from when selecting a mortgage company. That is why we are committed to providing service that includes advanced operation systems, a hands-on sales approach, and the best rate and fee structure for our clients.
Apply today and discover the difference by becoming a customer for life.
New Home Loans
We work conforming and non-conforming real estate loans. To get started click here
We can help you lock in a long term fixed rate or refinance and get cash out . To get started click below
Deciding which loan is right, can be a difficult decision. We're here to help. click for more